Ireferny

Summary
An innovative new insurance plan has been introduced by Animal Friends Insurance. The new insurance plan offers cheap premiums to vegetarians, based on evidence that they are at a reduced risk than their meat-eating counterparts of developing certain health conditions. It remains to be seen whether other insurers will follow the new policy marketed by Animal Friends Insurance .

A none profit insurance firm has launched an insurance scheme which offers egg eaters and vegetarians a reduced cost life insurance cover.

The deal, thought to be the 1st of its kind, is being introduced by Animal Friends Insurance (AFI). The firm is offering veggies a seven per cent price reductionon life cover premiums
The firm said that vegetarians ought to pay a lesser sum for the cover, which pays out if the plan holder dies, because they were more unlikely to suffer from a range of very serious illnesses, including some cancers.

Elaine Fair, the managing director of AFI, said that the danger of vegetarians being diagnosed with certain cancers is shrunk by up to 40% and the risk of them suffering from heart disease is lowered by up to 32 per cent, but despite this they have, until now, had to pay broadly identical life premiums as policyholders who eat meat.
She says that AFI believe this is unfair and says the life insurance industry should recognise the concept that being a vegetarian can make have a big influence on life expectancy and cut its monthly charges accordingly.

A normal arrangement is also on the market for meat eaters. Both policies are brought to the market by LV=, which used to be known as Liverpool Victoria.

In common with standard life plans, a range of factors contribute to the cost of the policies including whether the applicant smokes, their sex, weight and age.

Just at the moment, AFI is carrying the 6% lower price itself from the fee it gets from LV=. In the future, however, the firm’s objective was to offer lower costs on specialist plans. In making the offer the business is hoping to sign up enough veggies to make it worthwhile for LV= to underwrite another policy that takes the vegetarian’s diet into account.

Indeed there are worthwhile savings to be made, a 40-year-oldnon-smoker buying £300,000 worth of insurance cover might potentially save £393.60 over a 25-year period.

Where online life insurance is concerned, AFI believes that life insurance companies should start to treat those that like meat and people that don’t eat meat in approaches matching the way they assess those that don’t smoke and those that do. Perhaps others in the insurance industry will take the same initiative.

Some managersin the insurance industry are dismissive that there is any proof that veggies live longer, and how any life insurer could prove that applicants who had certified that they are vegetarian did not eat the odd spare rib.

When it comes to smoking, it’s true that there are your Doctor’s records – if you do smoke it’s possible that your Doctor is likely to know about it. But this isn’t the case when it comes to eating meat, an insurance executive said.

But many veggetarians say that they are not concerned about people falling off the veggie ways and suggested that once a vegetarian has become a veggie, they don’t go back to meat-eating, that’s unlike smokers who tend to drift out and back again into their old smoking ways.

Cats are the coolest animals on the planet. Yes, that statement is rife with conjecture and straight up personal opinion—based on personal pet preference. But they really are amazing creatures.

Cats have their own laundry or body soap solution, and can wash themselves in all areas except the one area Moms used to nag about—behind the ears…at the nape of the neck. Oh, and they can be picked up (with teeth!) by that nape of the neck, without ever flinching or griping or calling out in pain.

Cats don’t hassle or pounce, relentlessly, when you enter a room. They have little interest in your command performance attention—the quality and quantity of which had better be delivered, according to their mortal foes, dogs, or you’ll get a face full of slobber, a front full of mudprints, or a shove to the ground because the dog thinks he’s a lapdog when he is, in fact, a Rhodesian Wolfhound weighing in at over a 100 pounds.

Cats are so intuitive they know when you need them. That is, if you are weeping, depressed, lonely, or ill, they will first stare at you for a minute, likely picking up which vibe it is they need to address, and then will come close. This is not hyperbole or conjecture on my part. Numerous studies have been done to indicate that pets in general but especially cats have been introduced into high-stress people’s homes and hospital wards—and the illnesses decreased, the stress levels reduced, and the feeling of well-being returned to degrees of something around 15% improvement.

I mentioned that cats stare. Yeah, this is one I still am trying to figure out. They will position themselves in statuesque stillness, focus on one spot, thing, or you (shudder), and with unblinking, undeterred pose will penetrate whatever (or whomever) it is they stare at. I have paid close attention to this particular behavior on many an occasion, and can only see not a bored soul just watching the air molecules move about but a profoundly knowing being…whose eyes, when you look deeply into them, reveal eras and ages of reincarnated mystique, reveal the origin of their many dimensioned essences.

I may be interpreting this because I know the cat’s history. Or know what others know thus far. Cats were a revered animal in Egypt. They were found buried in the tombs and sarcophagi of the royalty. They were reportedly so esteemed that a person was caught harming a cat that person was executed. (Wish we had held onto this one archaic law, especially when I see how cats are sold in markets for food in some countries, or how cats are tortured by cults or kids with nothing better to do and no more brain cells than to set a now defenseless domesticated creature on fire. Makes me very angry, actually.)

And back to the physical wonderment of cats…that whole hairball thing, while at first may be disgusting or may seem pitiful (I always go into apoplectic sympathy mode as the cat looks at me to shut me up so she can be sick), is really fascinating (and makes sense). The cat is licking her hair every day and night, many times. She is of course collecting the fallout. In her gut. She then, on scheduled intervals of time, hunkers, hacks, and hawks until the perfectly bundled thing is expelled. And then she begins the cycle all over again.

Cats have (students and professors at Cornell studied) 100 different vocalizations. My favorite is the rrow-rrow-rrow one as if my cuddly baby is chirping with giddy delight. (It is happy, it is friendly, and it is a greeting. It is also an expectation—of goodies.)

I am really not all that intellectual about cats, though I do acknowledge a deep respect for and kind of metaphysical fascination with cats. So I am always learning something new, coming to understand their biological imperatives—that they wash immediately after eating (or after you eat, even) so they don’t (their cells recall this from jungle days eons back) appear as food or prey. Duh. I didn’t think of that. They scratch and claw stuff not only to sharpen their claws. They do so to leave scent for those competitors (in our case, the raccoons) that might even think about approaching for a nice warm bed, lots of healthy food, much smooshy affection, and the occasional starefest. Which still kinda creeps me out.